Xona Wallet lets your AI assistant hold money, find paid services, and pay for things on its own, with spending limits you control. Your keys never leave your computer.
Powered by Xona
One step. The keys are made on your computer and stay there, protected by encryption.
Decide how much your AI can spend per payment and per day. It can never go past them.
Your AI finds the service it needs, checks your limits, pays, and reports back to you.
Your AI searches 21,000+ paid services - image makers, data feeds, tools - and picks the best match for the job.
Payments settle in about a second using digital dollars (USDC). No cards, no checkout pages, no waiting.
Works across Solana and Base from a single balance. Your AI never has to think about which network to use.
You set caps per payment and per day. They're checked before any money moves - an over-eager AI can't overspend.
Everything lives encrypted on your own computer. No company holds your funds, ever.
Daily, weekly, or monthly summaries show exactly where every cent went.
You talk to your AI like always. Behind the scenes, Xona Wallet checks the balance, finds the service, verifies your limits, and pays. Tap through the four things it handles.
Your AI does the thinking. Xona Wallet does the money part - it finds the right service, makes sure the price is within your limits, and settles the payment in about a second.
“Make a short video of a cat astronaut”
It needs a video-making service it doesn't have
Searches 21,000+ services and picks one for $0.50
$0.50 is under your $1.00 per-payment cap - approved
Sends $0.50 in digital dollars - settled in about a second
Receives the payment and generates the short video
The video comes back to your AI, and to you
No new app to learn. Add Xona Wallet to your assistant once, and it can pay for things right inside the conversation.
TypeScript SDK, CLI, and an MCP server for Claude, Cursor and Codex. Discovery, payments, guardrails, and reports out of the box.
npm install @xona-labs/xpayRead the docsSet it up once, add some digital dollars, and your AI can find and pay for 21,000+ services on its own - always within the limits you set.